UOB Preferred Visa Card

Miles1st year fee waived

How it earns

4 mpd on in-store mobile payments (Apple Pay, Google Pay, Samsung Pay), up to about S$600 a month
4 mpd on selected online spend (shopping, dining and delivery, groceries, entertainment), up to about S$600 a month (separate cap)
0.4 mpd on everything else

What it earns on typical spending

Spending profile	Earns a year	Net of fee	Rank
Everyday S$2,000/mo	28,464 miles	S$231	14 of 27
Eats out a lot S$2,050/mo	30,960 miles	S$268	11 of 27
Frequent traveller S$3,570/mo	33,840 miles	S$311	24 of 27
Family with a car S$3,050/mo	37,440 miles	S$365	17 of 27

Ranked against all 27 cards we track, miles valued at 1.5¢, annual fee counted. Click a profile to open it in the finder.

See what it earns on your spending

Key facts

Type	Miles card · Visa
Annual fee	S$196.20 incl. GST
Fee waiver	First year waived; later waivers redeemed with UNI$6,500 (half waiver UNI$3,250).
Minimum income	S$30,000 (citizens & PRs) · S$40,000 (foreigners)
Rewards currency	UNI$ (UNI$1 = 2 KrisFlyer miles)
How points are counted	Per S$5 per transaction, rounded down
Expiry	UNI$ expire two years after the quarter earned
Converting to miles	KrisFlyer or Asia Miles in blocks of 10,000 miles; S$27 per transfer.
Foreign-currency fee	3.25%

Good to know

Tapping the physical card does not count as mobile contactless; only phone or watch wallets do.
Formerly the UOB Preferred Platinum Visa.

Common questions

What is the annual fee on the UOB Preferred Visa?

S$196.20 a year including GST, waived for the first year. First year waived; later waivers redeemed with UNI$6,500 (half waiver UNI$3,250).

What income do I need for the UOB Preferred Visa?

S$30,000 (citizens & PRs) · S$40,000 (foreigners).

How much will I earn with the UOB Preferred Visa?

On a typical S$2,000 a month of everyday spending, about 28,464 miles a year (≈ S$427 at 1.5¢ a mile), or S$231 after the annual fee. That ranks it 14 of 27 cards we track. Your own spending can change this a lot.

What is the foreign-currency fee on the UOB Preferred Visa?

3.25% on transactions in a foreign currency.

Sources

Checked against the issuer's own pages on 27 Oct 2026:

Terms change often. Always confirm rates, caps and fees on UOB's own page before applying. Found something out of date? Tell us.