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DBS
DBS Altitude Visa Signature Card
How it earns
- 1.3 mpd on local spend (S$ transactions)
- 2.2 mpd on foreign-currency spend
- No cap, no minimum spend
What it earns on typical spending
| Spending profile | Earns a year | Net of fee | Rank |
|---|---|---|---|
| Everyday S$2,000/mo | 30,408 miles | S$260 | 11 of 27 |
| Eats out a lot S$2,050/mo | 30,420 miles | S$260 | 13 of 27 |
| Frequent traveller S$3,570/mo | 66,780 miles | S$806 | 7 of 27 |
| Family with a car S$3,050/mo | 45,540 miles | S$487 | 10 of 27 |
Ranked against all 27 cards we track, miles valued at 1.5¢, annual fee counted. Click a profile to open it in the finder.
See what it earns on your spending
Key facts
| Type | Miles card · Visa |
|---|---|
| Annual fee | S$196.20 incl. GST |
| Fee waiver | First year waived. DBS has said the S$25,000-spend waiver route ends from 1 Aug 2026; a 10,000-mile renewal bonus is credited when the fee is charged and reversed if waived. |
| Minimum income | S$30,000 (citizens & PRs) · S$45,000 (foreigners) |
| Rewards currency | DBS Points (1 DBS Point = 2 KrisFlyer miles) |
| How points are counted | Points per S$5 per transaction, rounded down |
| Expiry | DBS Points on this card do not expire |
| Converting to miles | KrisFlyer or Asia Miles: 5,000 DBS Points = 10,000 miles. S$27.25 per conversion. |
| Foreign-currency fee | 3.25% |
Good to know
- Bill payments, insurance, education, government and wallet top-ups earn nothing.
- DBS's own T&C PDF still shows older rates (1.2/2.0 mpd); we use the current product page and FAQ.
Common questions
What is the annual fee on the DBS Altitude Visa?
S$196.20 a year including GST, waived for the first year. First year waived. DBS has said the S$25,000-spend waiver route ends from 1 Aug 2026; a 10,000-mile renewal bonus is credited when the fee is charged and reversed if waived.
What income do I need for the DBS Altitude Visa?
S$30,000 (citizens & PRs) · S$45,000 (foreigners).
How much will I earn with the DBS Altitude Visa?
On a typical S$2,000 a month of everyday spending, about 30,408 miles a year (≈ S$456 at 1.5¢ a mile), or S$260 after the annual fee. That ranks it 11 of 27 cards we track. Your own spending can change this a lot.
What is the foreign-currency fee on the DBS Altitude Visa?
3.25% on transactions in a foreign currency.
Sources
Checked against the issuer's own pages on 27 Oct 2026:
- https://www.dbs.com.sg/personal/cards/credit-cards/dbs-altitude-cards
- https://www.dbs.com.sg/iwov-resources/pdf/cards/promotions/altitude/dbs-altitude-af-faqs.pdf
- https://www.dbs.com.sg/personal/support/card-charges-and-fees-annual-fee.html
Terms change often. Always confirm rates, caps and fees on DBS's own page before applying. Found something out of date? Tell us.
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