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DBS Woman's World Mastercard
How it earns
- 4 mpd on online spend, up to S$2,000 a calendar month
- 1.2 mpd on foreign-currency spend
- 0.4 mpd on everything else
What it earns on typical spending
| Spending profile | Earns a year | Net of fee | Rank |
|---|---|---|---|
| Everyday S$2,000/mo | 35,904 miles | S$342 | 8 of 27 |
| Eats out a lot S$2,050/mo | 39,600 miles | S$398 | 8 of 27 |
| Frequent traveller S$3,570/mo | 84,240 miles | S$1,067 | 1 of 27 |
| Family with a car S$3,050/mo | 40,560 miles | S$412 | 15 of 27 |
Ranked against all 27 cards we track, miles valued at 1.5¢, annual fee counted. Click a profile to open it in the finder.
See what it earns on your spending
Key facts
| Type | Miles card · Mastercard |
|---|---|
| Annual fee | S$196.20 incl. GST |
| Fee waiver | First year waived. DBS has said the S$25,000-spend waiver route ends from 1 Aug 2026. |
| Minimum income | Not published by the issuer (regulatory minimum is S$30,000 for most applicants) |
| Rewards currency | DBS Points (1 DBS Point = 2 KrisFlyer miles) |
| How points are counted | Points per S$5 per transaction, rounded down |
| Expiry | Points earned after the first year expire one year from the date earned |
| Converting to miles | KrisFlyer or Asia Miles: 5,000 DBS Points = 10,000 miles. S$27.25 per conversion. |
| Foreign-currency fee | 3.25% |
Good to know
- DBS's fetched documents state a S$2,000 monthly online cap; one later DBS document may state S$1,000. We use S$2,000 until DBS confirms otherwise.
- Minimum income for this card is not published separately; check with DBS.
Common questions
What is the annual fee on the DBS Woman's World?
S$196.20 a year including GST, waived for the first year. First year waived. DBS has said the S$25,000-spend waiver route ends from 1 Aug 2026.
What income do I need for the DBS Woman's World?
Not published by the issuer (regulatory minimum is S$30,000 for most applicants).
How much will I earn with the DBS Woman's World?
On a typical S$2,000 a month of everyday spending, about 35,904 miles a year (≈ S$539 at 1.5¢ a mile), or S$342 after the annual fee. That ranks it 8 of 27 cards we track. Your own spending can change this a lot.
What is the foreign-currency fee on the DBS Woman's World?
3.25% on transactions in a foreign currency.
Sources
Checked against the issuer's own pages on 27 Oct 2026:
- https://www.dbs.com.sg/personal/cards/credit-cards/dbs-woman-mastercard-card
- https://www.dbs.com.sg/iwov-resources/media/pdf/cards/dbs-womans-card-tnc.pdf
- https://www.dbs.com.sg/iwov-resources/pdf/cards/rewards_programme_tnc.pdf
Terms change often. Always confirm rates, caps and fees on DBS's own page before applying. Found something out of date? Tell us.