card.sg › Tools › Fee waiver reminder
Never pay an annual fee by accident
Pick your card and the month it was issued. We'll make a calendar reminder for two weeks before the fee usually posts, with how to ask for a waiver. Nothing is sent to us: the file is created on your device.
Works with Apple Calendar, Google Calendar and Outlook. The reminder repeats every year.
How waivers work in Singapore
- DBS / POSB: Request through the DBS digibot (24/7) or Phone Banking at 1800 111 1111. The result comes by email or SMS within 3 working days. Bonus points credited with the fee are reversed if it is waived.
- OCBC: In the OCBC app: More → Card Services → Request fee waiver. On desktop: Customer service → Credit card fee waiver. Some OCBC cards waive automatically with S$10,000 annual spend.
- UOB: Self-service only (UOB stopped taking requests by phone from 1 Feb 2025). Decisions are final. Some UOB cards redeem the waiver with UNI$ automatically.