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Best credit cards for petrol in Singapore (2026)

On the spending below, the Maybank Family & Friends pays about S$1,380 a year after its annual fee, ahead of the OCBC 365 at S$1,235. We ranked 27 cards using each bank's published rates, caps and minimum spend.

Last verified 27 Oct 2026 against each bank's own terms.

  1. Maybank

    Maybank Family & Friends

    Cashback1st year fee waived

    S$1,380/yr

    S$1,576 cashback a year

    − S$196 fee

    Dining & delivery at 8% · Groceries at 6%

  2. OCBC

    OCBC 365

    Cashback1st year fee waived

    S$1,235/yr

    S$1,431 cashback a year

    − S$196 fee

    Dining, groceries, transport, petrol at 6% · Everything else at 0.25%

  3. UOB

    UOB One

    Cashback1st year fee waived

    S$1,148/yr

    S$1,344 cashback a year

    − S$196 fee

    Quarterly cashback S$200 · Extra: supermarkets at 4.67%

  4. Citi

    Citi Cash Back

    Cashback1st year fee waived

    S$764/yr

    S$960 cashback a year

    − S$196 fee

    Supermarkets at 6% · Dining & delivery at 6%

  5. HSBC

    HSBC Revolution

    Miles

    S$709/yr

    47,286 miles a year ≈ S$709

    No annual fee

    Contactless/online at bonus merchants at 3.33 mpd · Everything else at 0.33 mpd

  6. UOB

    UOB EVOL

    Cashback

    S$689/yr

    S$689 cashback a year

    No annual fee

    Online at 10% · Telco & streaming at 10%

  7. UOB

    UOB Lady's

    Miles1st year fee waived

    S$592/yr

    52,560 miles a year ≈ S$788

    − S$196 fee

    Chosen category: Family (supermarkets) at 4 mpd · Everything else at 0.4 mpd

  8. Standard Chartered

    SC Journey

    Miles

    S$499/yr

    46,320 miles a year ≈ S$695

    − S$196 fee

    Other local spend at 1.2 mpd · Ride-hailing & food delivery (online) at 3 mpd

  9. HSBC

    HSBC Live+

    Cashback1st year fee waived

    S$499/yr

    S$695 cashback a year

    − S$196 fee

    Dining, delivery & shopping at 5% · Everything else at 0.3%

  10. DBS

    DBS Altitude Visa

    Miles1st year fee waived

    S$487/yr

    45,540 miles a year ≈ S$683

    − S$196 fee

    Local spend at 1.3 mpd · Foreign currency at 2.2 mpd

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What to look for

The biggest petrol discounts come from cards tied to one brand (Shell, Esso, Caltex or SPC), which we do not count because they only apply at that brand. This ranking uses a family that spends S$300 a month on petrol along with groceries and dining.

The spending we used

CategoryPer month
DiningS$500
Food deliveryS$150
GroceriesS$900
Ride-hailing & taxisS$50
Bus & MRTS$50
PetrolS$300
Online shoppingS$400
Foreign currencyS$100
Mobile, internet & streamingS$200
Everything elseS$400
TotalS$3,050

Annual fees are subtracted. Miles are valued at 1.5¢ each. Mobile-payment-only bonuses are not counted unless you switch them on in the finder. How we calculate.

Common questions

What are the best credit cards for petrol in Singapore?

On our test profile the top card is the Maybank Family & Friends from Maybank, at about S$1,380 a year after fees. The best card for you depends on your own mix of spending, which you can enter in the card finder.

How are these cards ranked?

By estimated yearly value after the annual fee, using each card's published earn rates, caps and minimum spend. Miles are valued at 1.5 cents. Welcome offers, promotions and single-merchant deals are not counted.

Does any bank pay for its position?

No. The order comes only from the calculation. card.sg is not paid by any bank to list or rank cards.

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