Maybank Horizon Visa Signature Card

Miles1st year fee waived

How it earns

1.2 mpd on dining, food delivery, supermarkets, transport (incl. bus/MRT), petrol, department stores and travel bookings
2.8 mpd on foreign-currency spend and air tickets in months you spend S$800+
0.4 mpd on everything else

What it earns on typical spending

Spending profile	Earns a year	Net of fee	Rank
Everyday S$2,000/mo	23,232 miles	S$152	23 of 27
Eats out a lot S$2,050/mo	24,240 miles	S$167	21 of 27
Frequent traveller S$3,570/mo	74,640 miles	S$923	4 of 27
Family with a car S$3,050/mo	35,280 miles	S$333	22 of 27

Ranked against all 27 cards we track, miles valued at 1.5¢, annual fee counted. Click a profile to open it in the finder.

See what it earns on your spending

Key facts

Type	Miles card · Visa
Annual fee	S$196.20 incl. GST
Fee waiver	Waived for the first three years, then automatically with S$18,000 annual spend.
Minimum income	S$30,000 (citizens & PRs) · S$60,000 (foreigners)
Rewards currency	TREATS Points (2.5 points = 1 mile when redeemed in the TREATS SG app)
How points are counted	Per S$5 per transaction
Expiry	Points expire about a year after the quarter earned (unless Rewards Infinite member)
Converting to miles	To KrisFlyer and others; S$27.25 per conversion.
Foreign-currency fee	3.25%

Good to know

Below S$800 in a month, foreign-currency spend earns 1.2 mpd.
Malaysian citizens need S$45,000 income.

Common questions

What is the annual fee on the Maybank Horizon?

S$196.20 a year including GST, waived for the first year. Waived for the first three years, then automatically with S$18,000 annual spend.

What income do I need for the Maybank Horizon?

S$30,000 (citizens & PRs) · S$60,000 (foreigners).

How much will I earn with the Maybank Horizon?

On a typical S$2,000 a month of everyday spending, about 23,232 miles a year (≈ S$348 at 1.5¢ a mile), or S$152 after the annual fee. That ranks it 23 of 27 cards we track. Your own spending can change this a lot.

What is the foreign-currency fee on the Maybank Horizon?

3.25% on transactions in a foreign currency.

Sources

Checked against the issuer's own pages on 27 Oct 2026:

Terms change often. Always confirm rates, caps and fees on Maybank's own page before applying. Found something out of date? Tell us.