UOB

KrisFlyer UOB Credit Card

Miles1st year fee waived

How it earns

1.2 mpd on all spend, local and overseas
3 mpd at Singapore Airlines, Scoot, KrisShop, Kris+ and Pelago
2.4 mpd on dining, online shopping, online travel and transport if you spend S$1,000+ a year with Singapore Airlines/Scoot/KrisShop

What it earns on typical spending

Spending profile	Earns a year	Net of fee	Rank
Everyday S$2,000/mo	27,072 miles	S$210	19 of 27
Eats out a lot S$2,050/mo	28,080 miles	S$225	17 of 27
Frequent traveller S$3,570/mo	77,760 miles	S$970	3 of 27
Family with a car S$3,050/mo	41,040 miles	S$419	14 of 27

Ranked against all 27 cards we track, miles valued at 1.5¢, annual fee counted. Click a profile to open it in the finder.

See what it earns on your spending

Key facts

Type	Miles card · Mastercard
Annual fee	S$196.20 incl. GST
Fee waiver	First year waived. 10,000 KrisFlyer miles credited when the full annual fee is paid.
Minimum income	S$30,000 (citizens & PRs) · S$40,000 (foreigners)
Rewards currency	KrisFlyer miles, credited directly
How points are counted	Per S$5 per transaction
Expiry	Governed by KrisFlyer (miles valid three years)
Converting to miles	Credited automatically to KrisFlyer; no conversion fee.
Foreign-currency fee	3.25%

Good to know

The 2.4 mpd boost is credited after the card membership year ends.

Common questions

What is the annual fee on the KrisFlyer UOB?

S$196.20 a year including GST, waived for the first year. First year waived. 10,000 KrisFlyer miles credited when the full annual fee is paid.

What income do I need for the KrisFlyer UOB?

S$30,000 (citizens & PRs) · S$40,000 (foreigners).

How much will I earn with the KrisFlyer UOB?

On a typical S$2,000 a month of everyday spending, about 27,072 miles a year (≈ S$406 at 1.5¢ a mile), or S$210 after the annual fee. That ranks it 19 of 27 cards we track. Your own spending can change this a lot.

What is the foreign-currency fee on the KrisFlyer UOB?

3.25% on transactions in a foreign currency.

Sources

Checked against the issuer's own pages on 27 Oct 2026:

Terms change often. Always confirm rates, caps and fees on UOB's own page before applying. Found something out of date? Tell us.