American Express Singapore Airlines KrisFlyer Credit Card

Miles1st year fee waived

How it earns

1.1 mpd on all spend, local and overseas
2 mpd on Singapore Airlines and Scoot (booked direct, in SGD), KrisShop and Pelago
2 mpd on Grab, up to S$200 a month

What it earns on typical spending

Spending profile	Earns a year	Net of fee	Rank
Everyday S$2,000/mo	26,436 miles	S$217	18 of 27
Eats out a lot S$2,050/mo	27,900 miles	S$239	15 of 27
Frequent traveller S$3,570/mo	52,020 miles	S$600	14 of 27
Family with a car S$3,050/mo	38,160 miles	S$393	16 of 27

Ranked against all 27 cards we track, miles valued at 1.5¢, annual fee counted. Click a profile to open it in the finder.

See what it earns on your spending

Key facts

Type	Miles card · AMEX
Annual fee	S$179.85 incl. GST
Fee waiver	First year waived for new KrisFlyer co-brand cardholders.
Minimum income	Not published by the issuer (regulatory minimum is S$30,000 for most applicants)
Rewards currency	KrisFlyer miles, credited directly
How points are counted	Fractions rounded to the nearest mile
Expiry	Governed by KrisFlyer (miles valid three years)
Converting to miles	Credited automatically to KrisFlyer.
Foreign-currency fee	3.25%

Good to know

AMEX is accepted at fewer merchants in Singapore than Visa or Mastercard.
AMEX states only the regulatory minimum income (S$30,000).

Common questions

What is the annual fee on the AMEX KrisFlyer?

S$179.85 a year including GST, waived for the first year. First year waived for new KrisFlyer co-brand cardholders.

What income do I need for the AMEX KrisFlyer?

Not published by the issuer (regulatory minimum is S$30,000 for most applicants).

How much will I earn with the AMEX KrisFlyer?

On a typical S$2,000 a month of everyday spending, about 26,436 miles a year (≈ S$397 at 1.5¢ a mile), or S$217 after the annual fee. That ranks it 18 of 27 cards we track. Your own spending can change this a lot.

What is the foreign-currency fee on the AMEX KrisFlyer?

3.25% on transactions in a foreign currency.

Sources

Checked against the issuer's own pages on 27 Oct 2026:

Terms change often. Always confirm rates, caps and fees on American Express's own page before applying. Found something out of date? Tell us.