American Express Singapore Airlines KrisFlyer Ascend Credit Card

Miles

How it earns

1.2 mpd on all spend, local and overseas
2 mpd on Singapore Airlines, Scoot, KrisShop and Pelago
2 mpd on Grab, up to S$200 a month

What it earns on typical spending

Spending profile	Earns a year	Net of fee	Rank
Everyday S$2,000/mo	28,512 miles	S$30	27 of 27
Eats out a lot S$2,050/mo	30,000 miles	S$52	27 of 27
Frequent traveller S$3,570/mo	55,440 miles	S$434	21 of 27
Family with a car S$3,050/mo	41,520 miles	S$225	26 of 27

Ranked against all 27 cards we track, miles valued at 1.5¢, annual fee counted. Click a profile to open it in the finder.

See what it earns on your spending

Key facts

Type	Miles card · AMEX
Annual fee	S$397.85 incl. GST
Fee waiver	No first-year waiver stated. Each year the fee is paid: a Hilton night voucher; on renewal, a 10,000-mile redemption voucher.
Minimum income	Not published by the issuer (regulatory minimum is S$30,000 for most applicants)
Rewards currency	KrisFlyer miles, credited directly
How points are counted	Fractions rounded to the nearest mile
Expiry	Governed by KrisFlyer (miles valid three years)
Converting to miles	Credited automatically to KrisFlyer.
Foreign-currency fee	3.25%

Good to know

AMEX is accepted at fewer merchants in Singapore than Visa or Mastercard.
Value of the Hilton night and renewal voucher is not counted in our estimate.

Common questions

What is the annual fee on the AMEX KrisFlyer Ascend?

S$397.85 a year including GST. No first-year waiver stated. Each year the fee is paid: a Hilton night voucher; on renewal, a 10,000-mile redemption voucher.

What income do I need for the AMEX KrisFlyer Ascend?

Not published by the issuer (regulatory minimum is S$30,000 for most applicants).

How much will I earn with the AMEX KrisFlyer Ascend?

On a typical S$2,000 a month of everyday spending, about 28,512 miles a year (≈ S$428 at 1.5¢ a mile), or S$30 after the annual fee. That ranks it 27 of 27 cards we track. Your own spending can change this a lot.

What is the foreign-currency fee on the AMEX KrisFlyer Ascend?

3.25% on transactions in a foreign currency.

Sources

Checked against the issuer's own pages on 27 Oct 2026:

Terms change often. Always confirm rates, caps and fees on American Express's own page before applying. Found something out of date? Tell us.